MORTGAGE BOND

BEST OVERALL MORTGAGE BOND FUND

Vanguard GNMA Inv (VFIIX)

A FAVORITE BECAUSE: With bond yields in general at historic lows, this fund's 0.23% exp ratio gives it an advantage even better managers at other funds won't be able to beat.

WE DON'T LIKE: All government backed mortgage debt means safer than most in category but could underperform cheap funds with higher-yield, lower-grade mortgage debt if economy remains afloat.

Named Favorite: 07/10
Return While Favorite: 13.54%
VS. S&P While Favorite: -83.73%
MAXrating: 67
Outlook: 2%
Expense Ratio: 0.21%

MORTGAGE BOND SPECIAL CRITERIA WINNERS

BEST OPEN-END MORTGAGE BOND FUND

Vanguard GNMA Inv (VFIIX)

Named Favorite: 07/10
Return While Favorite: 13.54%
VS. S&P While Favorite: -83.73%
MAXrating: 67
Outlook: 2%
Expense Ratio: 0.21%

BEST MORTGAGE BOND ETF

SPDR Barclays Capital Mort. Back (MBG)

Named Favorite: 07/10
Return While Favorite: 8.81%
VS. S&P While Favorite: -88.46%
MAXrating: NA
Outlook: NA
Expense Ratio: NA

BEST LOW MINIMUM MORTGAGE BOND FUND

DoubleLine Total Return Bond (DLTNX)

Named Favorite: 07/10
Return While Favorite: 32.24%
VS. S&P While Favorite: -65.03%
MAXrating: 76
Outlook: 1%
Expense Ratio: 0.72%

BEST NTF MORTGAGE BOND FUND

Payden GNMA R (PYGNX)

Named Favorite: 07/10
Return While Favorite: 13.34%
VS. S&P While Favorite: -83.93%
MAXrating: 88
Outlook: 1%
Expense Ratio: 0.50%

MORTGAGE BOND PREVIOUS FAVORITES

Fund Name/Ticker: Added Removed Return Vs. S&P

MORTGAGE BOND TRANSACTIONS