INTL. DIVERSIFIED

BEST OVERALL INTL. DIVERSIFIED FUND

Dodge & Cox International Stock (DODFX)

A FAVORITE BECAUSE: In a category chock full of overpriced underperformers, Dodge & Cox International Stock consistenly posts better performance numbers than category rivals.

WE DON'T LIKE: DODFX is slanted towards larger-cap value stocks that probably won't outperform now that the decade of value is about over.

Named Favorite: 08/02
Return While Favorite: 289.42%
VS. S&P While Favorite: 114.05%
MAXrating: 74
Outlook: 5%
Expense Ratio: 0.64%

INTL. DIVERSIFIED SPECIAL CRITERIA WINNERS

BEST OPEN-END INTL. DIVERSIFIED FUND

Dodge & Cox International Stock (DODFX)

Named Favorite: 08/02
Return While Favorite: 289.42%
VS. S&P While Favorite: 114.05%
MAXrating: 74
Outlook: 5%
Expense Ratio: 0.64%

BEST INTL. DIVERSIFIED ETF

Vanguard FTSE All-World ex-US ETF (VEU)

Named Favorite: 11/09
Return While Favorite: 38.99%
VS. S&P While Favorite: -61.78%
MAXrating: NA
Outlook: NA
Expense Ratio: NA

BEST LOW MINIMUM INTL. DIVERSIFIED FUND

UMB Scout Internl Fund (UMBWX)

Named Favorite: 09/01
Return While Favorite: 186.9%
VS. S&P While Favorite: 41.32%
MAXrating: 62
Outlook: 4%
Expense Ratio: 1.05%

BEST NTF INTL. DIVERSIFIED FUND

Janus Fd Inc-Overseas Fund (JAOSX)

Named Favorite: 11/09
Return While Favorite: 10.76%
VS. S&P While Favorite: -90.01%
MAXrating: 50
Outlook: 6%
Expense Ratio: 0.65%

INTL. DIVERSIFIED PREVIOUS FAVORITES

Fund Name/Ticker: Added Removed Return Vs. S&P
Forward Intl Small Comp Eq Inv (PISRX) 03/0411/0930.66%29.90%
Harbor International Inv (HIINX) 12/0311/0959.11%56.68%
Fidelity Spartan Intl Index Inv (FSIIX) 11/0811/09-22.47%-2.14%
Principal Inv SAM Flex Inc Pfd (PFIFX) 09/0105/0564.09%44.02%
Harbor International II (HAIIX) 08/0212/0338.61%14.23%
Diversified Inst Value Fd I (DIVLX) 08/0212/0327.62%3.24%
Mercantile International Equity (MEQUX) 08/0212/0328.62%4.24%
Artisan International Small Cap Inv (ARTJX) 08/0212/0365.92%41.79%
Harbor International Inst (HAINX) 08/0212/0338.61%14.48%
Tweedy Browne Global Value (TBGVX) 09/0108/02-1.58%9.24%

INTL. DIVERSIFIED TRANSACTIONS

11/09 - Added Vanguard FTSE All-World ex-US ETF (VEU). Added as Best Intl. Diversified Exchange Trade Fund.

11/09 - Removed Forward Intl Small Comp Eq Inv (PISRX). Reason for removal: Better option in special criteria sub-category.

11/09 - Removed Harbor International Inv (HIINX). Reason for removal: Better option in special criteria sub-category.

11/09 - Removed Fidelity Spartan Intl Index Inv (FSIIX). Reason for removal: Better option in special criteria sub-category.

11/09 - Added Janus Fd Inc-Overseas Fund (JAOSX). Added as Best Intl. Diversified No-Transaction Fee Fund.

05/05 - Removed Principal Inv SAM Flex Inc Pfd (PFIFX). Reason for removal: Closed to new investors.

12/03 - Removed Harbor International II (HAIIX). Reason for removal: Merged with another fund.

12/03 - Removed Diversified Inst Value Fd I (DIVLX). Reason for removal: No load fund converted to load fund class structure.

12/03 - Removed Mercantile International Equity (MEQUX). Reason for removal: Raised minimum investment amount or became an institutional class fund.

12/03 - Removed Artisan International Small Cap Inv (ARTJX). Reason for removal: Closed to new investors.

12/03 - Removed Harbor International Inst (HAINX). Reason for removal: Raised minimum investment amount or became an institutional class fund.

08/02 - Added Dodge & Cox International Stock (DODFX). Named a favorite Intl. Diversified fund.

08/02 - Removed Tweedy Browne Global Value (TBGVX). Reason for removal: Fund became too fat (asset bloat).

09/01 - Added UMB Scout Internl Fund (UMBWX). Named a favorite Intl. Diversified fund.